Financial Fitness

The FCCLA Financial Fitness national peer education program involves youth teaching one another how to make, save, and spend money wisely. Through FCCLA's Financial Fitness program, youth plan and carry out projects that help them and their peers learn to become wise financial managers and smart consumers.

The goal of Financial Fitness is to inform and inspire teens to sharpen their skills in money management, consumerism, and financial planning. Although the income of your typical teen is limited, they tend to spend a tremendous amount of money. This program will help students learn to manage their money wisely. Teens who learn to handle their finances will become adults who know how to manage their money in order to build better lives for themselves and their families and to strengthen the economy.

Financial Fitness National Program Guide (Flash Drive):

Introduced at the FCCLA National Leadership Conference in 2016, the Financial Fitness Program covers these four essential topics:

  • Earning - sharpen on-the-job financial fitness
  • Spending - track and plan personal spending
  • Saving - conquer bank accounts, credit, and investments
  • Protecting - keep financial and personal interests safe

With updated activities, information, links, lesson plans, handouts, games and tools, the Financial Fitness Guide is a great addition to any FACS classroom or FCCLA Chapter. To purchase, visit the FCCLA e-store and click on "Chapter Supplies and Publications" then "Books and Flashdrives."



FCCLA offers national recognition to chapters that complete Financial Fitness projects. This honor includes cash awards and special recognition at the National Leadership Conference, online and in Teen Times magazine. Chapters apply online for recognition for their hard work and innovative projects with the National Financial Fitness Program Award Application.

  • High School Award - $1,000
  • Middle School Award - $1,000
  • Runner-Up Award - $500

Deadline: Applications must be submitted online to FCCLA national headquarters by March 2.The online award system will automatically close March 2, 5:00 p.m. EST.

Learn how to apply here!


Congratulations 2019 Financial Fitness Award Winners!

High School Winner
Kittias Jr./Sr. High School FCCLA, Washington
Project Title: “Making Change Through Peer Education"
Middle School Winner
Warner Robins Middle School, Georgia
Project Title: “Shop 'til you Drop!"
Runner-Up Winner
Spring Lake Park High School FCCLA, Minnesota
Project Title: “Financial Fitness Friday:  No Spend Week-end"

Need help brainstorming project ideas?



  • Jump$tart Coalition for Personal Financial Literacy - A national coalition of organizations dedicated to improving the financial literacy of kindergarten through college-age youth by providing advocacy, research, standards and educational resources. Jump$tart strives to prepare youth for life-long successful financial decision-making.
  • National Endowment for Financial Education (NEFE) - Helping individual Americans acquire the knowledge and skills necessary to take control of their financial destiny.
  • Visa, Inc. and Practical Money Skills - Financial literacy is a growing problem in our over spending and under earning society. Practical Money Skills is a teacher tested, teacher approved financial literacy curriculum developed by Visa, Inc. that offers an abundance of financial information and learning tools for teachers, students, and parents. FCCLA has partnered with Practical Money Skills over the last couple of years to host Financial Football workshops at FCCLA’s National Leadership Conferences. The workshops provide FCCLA members an opportunity to challenge their money management skills in a competitive way and engage in an interactive, fun, high-energy game! Highlights from the Financial Football workshop at FCCLA’s 2017 National Leadership Conference:

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